Call reports 2016
FARMERS BANK OF LOHMAN — 2016
What FARMERS BANK OF LOHMAN reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 69,001,000 | 68,869,000 | 68,408,000 | 67,461,000 |
| Total loans | 13,146,000 | 13,477,000 | 13,636,000 | 13,846,000 |
| Allowance for loan losses | 196,000 | 196,000 | 192,000 | 199,000 |
| Securities available for sale | 44,666,000 | 44,880,000 | 44,811,000 | 44,074,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,167,000 | 58,482,000 | 58,063,000 | 58,343,000 |
| Interest-bearing deposits | 51,244,000 | 50,451,000 | 49,560,000 | 50,029,000 |
| Noninterest-bearing deposits | 7,923,000 | 8,031,000 | 8,503,000 | 8,314,000 |
| Equity capital | 9,617,000 | 10,021,000 | 10,006,000 | 9,042,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 464,000 | 919,000 | 1,365,000 | 1,807,000 |
| Interest expense | 64,000 | 127,000 | 191,000 | 253,000 |
| Net interest income | 400,000 | 792,000 | 1,174,000 | 1,554,000 |
| Noninterest income | 26,000 | 45,000 | 62,000 | 62,000 |
| Noninterest expense | 250,000 | 526,000 | 804,000 | 1,075,000 |
| Provision for loan losses | 10,000 | 10,000 | 10,000 | 17,000 |
| Pretax income | 173,000 | 347,000 | 469,000 | 570,000 |
| Income tax | 19,000 | 52,000 | 85,000 | 92,000 |
| Net income | 154,000 | 295,000 | 384,000 | 478,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,357,000 | 9,497,000 | 9,586,000 | 9,562,000 |
| Total capital | 9,553,000 | 9,693,000 | 9,778,000 | 9,761,000 |
| Risk-weighted assets | 30,591,000 | 30,539,000 | 30,275,000 | 30,824,000 |