Call reports 2015
FARMERS BANK OF LOHMAN — 2015
What FARMERS BANK OF LOHMAN reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 66,599,000 | 66,258,000 | 66,602,000 | 67,430,000 |
| Total loans | 13,070,000 | 13,048,000 | 13,505,000 | 13,335,000 |
| Allowance for loan losses | 222,000 | 194,000 | 193,000 | 193,000 |
| Securities available for sale | 43,882,000 | 44,100,000 | 43,943,000 | 44,384,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,981,000 | 56,999,000 | 56,963,000 | 57,901,000 |
| Interest-bearing deposits | 48,608,000 | 48,959,000 | 48,838,000 | 50,003,000 |
| Noninterest-bearing deposits | 8,373,000 | 8,040,000 | 8,125,000 | 7,898,000 |
| Equity capital | 9,299,000 | 9,102,000 | 9,372,000 | 9,315,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 447,000 | 892,000 | 1,350,000 | 1,814,000 |
| Interest expense | 62,000 | 125,000 | 190,000 | 253,000 |
| Net interest income | 385,000 | 767,000 | 1,160,000 | 1,561,000 |
| Noninterest income | 28,000 | 44,000 | 75,000 | 87,000 |
| Noninterest expense | 265,000 | 516,000 | 779,000 | 1,035,000 |
| Provision for loan losses | 15,000 | 15,000 | 15,000 | 15,000 |
| Pretax income | 136,000 | 295,000 | 470,000 | 626,000 |
| Income tax | 30,000 | 56,000 | 90,000 | 112,000 |
| Net income | 106,000 | 239,000 | 380,000 | 514,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,913,000 | 9,047,000 | 9,188,000 | 9,202,000 |
| Total capital | 9,135,000 | 9,241,000 | 9,381,000 | 9,395,000 |
| Risk-weighted assets | 30,698,000 | 29,425,000 | 29,757,000 | 29,874,000 |