Call reports 2012
FARMERS BANK OF LOHMAN — 2012
What FARMERS BANK OF LOHMAN reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 56,903,000 | 57,611,000 | 57,248,000 | 57,188,000 |
| Total loans | 12,306,000 | 11,594,000 | 11,402,000 | 11,223,000 |
| Allowance for loan losses | 187,000 | 193,000 | 195,000 | 194,000 |
| Securities available for sale | 38,645,000 | 38,677,000 | 38,772,000 | 38,186,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,327,000 | 47,869,000 | 47,291,000 | 47,468,000 |
| Interest-bearing deposits | 41,519,000 | 42,193,000 | 41,800,000 | 41,515,000 |
| Noninterest-bearing deposits | 5,808,000 | 5,676,000 | 5,491,000 | 5,953,000 |
| Equity capital | 9,000,000 | 9,140,000 | 9,282,000 | 9,157,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 447,000 | 879,000 | 1,301,000 | 1,708,000 |
| Interest expense | 75,000 | 146,000 | 214,000 | 278,000 |
| Net interest income | 372,000 | 733,000 | 1,087,000 | 1,430,000 |
| Noninterest income | 20,000 | 41,000 | 62,000 | 82,000 |
| Noninterest expense | 268,000 | 515,000 | 780,000 | 1,052,000 |
| Provision for loan losses | 7,000 | 7,000 | 7,000 | 7,000 |
| Pretax income | 117,000 | 252,000 | 362,000 | 452,000 |
| Income tax | 26,000 | 57,000 | 76,000 | 87,000 |
| Net income | 91,000 | 195,000 | 286,000 | 365,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,136,000 | 8,241,000 | 8,331,000 | 8,303,000 |
| Total capital | 8,323,000 | 8,434,000 | 8,526,000 | 8,497,000 |
| Risk-weighted assets | 20,780,000 | 21,099,000 | 21,542,000 | 22,124,000 |