Call reports 2011
FARMERS BANK OF LOHMAN — 2011
What FARMERS BANK OF LOHMAN reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 55,439,000 | 57,720,000 | 57,618,000 | 56,748,000 |
| Total loans | 12,160,000 | 12,370,000 | 12,290,000 | 12,212,000 |
| Allowance for loan losses | 169,000 | 165,000 | 173,000 | 184,000 |
| Securities available for sale | 37,755,000 | 39,477,000 | 39,947,000 | 39,220,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,764,000 | 48,736,000 | 47,984,000 | 47,253,000 |
| Interest-bearing deposits | 41,265,000 | 43,242,000 | 42,174,000 | 41,912,000 |
| Noninterest-bearing deposits | 5,499,000 | 5,494,000 | 5,811,000 | 5,341,000 |
| Equity capital | 8,277,000 | 8,542,000 | 8,937,000 | 8,865,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 456,000 | 929,000 | 1,400,000 | 1,861,000 |
| Interest expense | 98,000 | 195,000 | 284,000 | 363,000 |
| Net interest income | 358,000 | 734,000 | 1,116,000 | 1,498,000 |
| Noninterest income | 22,000 | 25,000 | 46,000 | 66,000 |
| Noninterest expense | 255,000 | 513,000 | 774,000 | 1,019,000 |
| Provision for loan losses | 0 | 0 | 0 | 12,000 |
| Pretax income | 125,000 | 256,000 | 403,000 | 548,000 |
| Income tax | 33,000 | 67,000 | 108,000 | 142,000 |
| Net income | 92,000 | 189,000 | 295,000 | 406,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,840,000 | 7,936,000 | 8,042,000 | 8,045,000 |
| Total capital | 8,009,000 | 8,101,000 | 8,215,000 | 8,229,000 |
| Risk-weighted assets | 20,287,000 | 19,469,000 | 20,029,000 | 20,422,000 |