Call reports 2007
FARMERS BANK OF LOHMAN — 2007
What FARMERS BANK OF LOHMAN reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 42,063,000 | 42,714,000 | 42,775,000 | 43,855,000 |
| Total loans | 16,418,000 | 16,789,000 | 15,888,000 | 15,836,000 |
| Allowance for loan losses | 183,000 | 192,000 | 151,000 | 149,000 |
| Securities available for sale | 21,863,000 | 22,028,000 | 22,804,000 | 24,501,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,030,000 | 35,642,000 | 35,427,000 | 36,327,000 |
| Interest-bearing deposits | 30,397,000 | 31,095,000 | 31,351,000 | 31,582,000 |
| Noninterest-bearing deposits | 4,633,000 | 4,547,000 | 4,076,000 | 4,745,000 |
| Equity capital | 6,839,000 | 6,823,000 | 7,092,000 | 7,207,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 508,000 | 1,042,000 | 1,581,000 | 2,130,000 |
| Interest expense | 226,000 | 467,000 | 721,000 | 985,000 |
| Net interest income | 282,000 | 575,000 | 860,000 | 1,145,000 |
| Noninterest income | 28,000 | 60,000 | 88,000 | 114,000 |
| Noninterest expense | 230,000 | 456,000 | 685,000 | 915,000 |
| Provision for loan losses | 0 | 15,000 | 22,000 | 27,000 |
| Pretax income | 80,000 | 164,000 | 241,000 | 317,000 |
| Income tax | 16,000 | 32,000 | 47,000 | 61,000 |
| Net income | 64,000 | 132,000 | 194,000 | 256,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,981,000 | 7,048,000 | 7,111,000 | 7,065,000 |
| Total capital | 7,164,000 | 7,240,000 | 7,262,000 | 7,214,000 |
| Risk-weighted assets | 19,317,000 | 19,770,000 | 18,801,000 | 18,997,000 |