Call reports 2006
FARMERS BANK OF LOHMAN — 2006
What FARMERS BANK OF LOHMAN reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 42,254,000 | 41,793,000 | 41,558,000 | 41,425,000 |
| Total loans | 15,695,000 | 15,517,000 | 15,461,000 | 15,778,000 |
| Allowance for loan losses | 193,000 | 193,000 | 192,000 | 197,000 |
| Securities available for sale | 23,143,000 | 22,866,000 | 22,638,000 | 21,958,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,510,000 | 35,067,000 | 34,497,000 | 34,446,000 |
| Interest-bearing deposits | 31,039,000 | 30,529,000 | 29,940,000 | 29,837,000 |
| Noninterest-bearing deposits | 4,471,000 | 4,538,000 | 4,557,000 | 4,609,000 |
| Equity capital | 6,549,000 | 6,543,000 | 6,825,000 | 6,739,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 468,000 | 957,000 | 1,451,000 | 1,958,000 |
| Interest expense | 167,000 | 359,000 | 572,000 | 798,000 |
| Net interest income | 301,000 | 598,000 | 879,000 | 1,160,000 |
| Noninterest income | 25,000 | 52,000 | 81,000 | 108,000 |
| Noninterest expense | 217,000 | 428,000 | 657,000 | 991,000 |
| Provision for loan losses | 0 | 0 | 0 | 5,000 |
| Pretax income | 103,000 | 216,000 | 297,000 | 266,000 |
| Income tax | 23,000 | 50,000 | 64,000 | 29,000 |
| Net income | 80,000 | 166,000 | 233,000 | 237,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,868,000 | 6,954,000 | 7,022,000 | 6,917,000 |
| Total capital | 7,061,000 | 7,147,000 | 7,214,000 | 7,114,000 |
| Risk-weighted assets | 18,367,000 | 18,438,000 | 18,662,000 | 18,836,000 |