Call reports 2005
FARMERS BANK OF LOHMAN — 2005
What FARMERS BANK OF LOHMAN reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 42,893,000 | 43,203,000 | 42,074,000 | 41,674,000 |
| Total loans | 15,648,000 | 15,762,000 | 15,730,000 | 15,259,000 |
| Allowance for loan losses | 191,000 | 190,000 | 191,000 | 190,000 |
| Securities available for sale | 24,275,000 | 24,556,000 | 23,889,000 | 23,840,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,312,000 | 36,420,000 | 35,293,000 | 34,974,000 |
| Interest-bearing deposits | 31,935,000 | 32,127,000 | 31,076,000 | 30,762,000 |
| Noninterest-bearing deposits | 4,377,000 | 4,293,000 | 4,217,000 | 4,212,000 |
| Equity capital | 6,396,000 | 6,629,000 | 6,611,000 | 6,538,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 452,000 | 921,000 | 1,391,000 | 1,865,000 |
| Interest expense | 111,000 | 239,000 | 382,000 | 532,000 |
| Net interest income | 341,000 | 682,000 | 1,009,000 | 1,333,000 |
| Noninterest income | 30,000 | 54,000 | 82,000 | 110,000 |
| Noninterest expense | 215,000 | 435,000 | 650,000 | 866,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 156,000 | 301,000 | 441,000 | 577,000 |
| Income tax | 45,000 | 86,000 | 124,000 | 160,000 |
| Net income | 111,000 | 215,000 | 317,000 | 417,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,596,000 | 6,699,000 | 6,801,000 | 6,789,000 |
| Total capital | 6,787,000 | 6,889,000 | 6,992,000 | 6,979,000 |
| Risk-weighted assets | 17,825,000 | 17,942,000 | 17,901,000 | 17,826,000 |