Call reports 2004
FARMERS BANK OF LOHMAN — 2004
What FARMERS BANK OF LOHMAN reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 44,458,000 | 43,385,000 | 42,870,000 | 42,387,000 |
| Total loans | 14,948,000 | 15,451,000 | 15,185,000 | 15,479,000 |
| Allowance for loan losses | 209,000 | 206,000 | 192,000 | 187,000 |
| Securities available for sale | 25,733,000 | 25,747,000 | 25,332,000 | 24,066,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,431,000 | 36,899,000 | 36,065,000 | 35,754,000 |
| Interest-bearing deposits | 33,149,000 | 32,840,000 | 31,895,000 | 31,156,000 |
| Noninterest-bearing deposits | 4,282,000 | 4,059,000 | 4,170,000 | 4,598,000 |
| Equity capital | 6,621,000 | 6,335,000 | 6,579,000 | 6,467,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 455,000 | 918,000 | 1,374,000 | 1,829,000 |
| Interest expense | 109,000 | 215,000 | 318,000 | 426,000 |
| Net interest income | 346,000 | 703,000 | 1,056,000 | 1,403,000 |
| Noninterest income | 28,000 | 55,000 | 81,000 | 108,000 |
| Noninterest expense | 224,000 | 440,000 | 644,000 | 858,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 150,000 | 325,000 | 493,000 | 652,000 |
| Income tax | 43,000 | 96,000 | 146,000 | 191,000 |
| Net income | 107,000 | 229,000 | 347,000 | 461,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,240,000 | 6,362,000 | 6,480,000 | 6,481,000 |
| Total capital | 6,449,000 | 6,568,000 | 6,672,000 | 6,668,000 |
| Risk-weighted assets | 18,552,000 | 18,833,000 | 17,383,000 | 17,690,000 |