Call reports 2002
FARMERS BANK OF LOHMAN — 2002
What FARMERS BANK OF LOHMAN reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 40,586,000 | 40,664,000 | 41,626,000 | 41,288,000 |
| Total loans | 14,628,000 | 14,328,000 | 14,511,000 | 14,544,000 |
| Allowance for loan losses | 200,000 | 206,000 | 217,000 | 213,000 |
| Securities available for sale | 22,340,000 | 23,187,000 | 23,269,000 | 23,549,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,635,000 | 34,282,000 | 34,845,000 | 34,509,000 |
| Interest-bearing deposits | 30,985,000 | 30,396,000 | 30,883,000 | 30,459,000 |
| Noninterest-bearing deposits | 3,650,000 | 3,886,000 | 3,962,000 | 4,050,000 |
| Equity capital | 5,645,000 | 5,984,000 | 6,282,000 | 6,290,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 558,000 | 1,107,000 | 1,648,000 | 2,174,000 |
| Interest expense | 194,000 | 373,000 | 547,000 | 709,000 |
| Net interest income | 364,000 | 734,000 | 1,101,000 | 1,465,000 |
| Noninterest income | 31,000 | 65,000 | 96,000 | 129,000 |
| Noninterest expense | 188,000 | 407,000 | 612,000 | 833,000 |
| Provision for loan losses | 15,000 | 25,000 | 35,000 | 35,000 |
| Pretax income | 192,000 | 367,000 | 550,000 | 727,000 |
| Income tax | 57,000 | 107,000 | 159,000 | 210,000 |
| Net income | 135,000 | 260,000 | 391,000 | 517,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,534,000 | 5,659,000 | 5,790,000 | 5,803,000 |
| Total capital | 5,734,000 | 5,861,000 | 5,997,000 | 6,007,000 |
| Risk-weighted assets | 16,389,000 | 16,153,000 | 16,515,000 | 16,322,000 |