Call report 2015Q4
BANK OF MICHIGAN — 2015Q4
The 22 measures BANK OF MICHIGAN reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 110,938,000 | USD | evidence → |
| Total loans | 94,584,000 | USD | evidence → |
| Allowance for loan losses | 1,031,000 | USD | evidence → |
| Securities available for sale | 5,390,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 86,662,000 | USD | evidence → |
| Interest-bearing deposits | 57,899,000 | USD | evidence → |
| Noninterest-bearing deposits | 28,763,000 | USD | evidence → |
| Equity capital | 11,500,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,011,000 | USD | evidence → |
| Interest expense | 396,000 | USD | evidence → |
| Net interest income | 4,615,000 | USD | evidence → |
| Noninterest income | 2,316,000 | USD | evidence → |
| Noninterest expense | 5,026,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 1,906,000 | USD | evidence → |
| Income tax | 667,000 | USD | evidence → |
| Net income | 1,239,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 11,535,000 | USD | evidence → |
| Total capital | 12,566,000 | USD | evidence → |
| Risk-weighted assets | 95,954,000 | USD | evidence → |