Call report 2012Q4
BANK OF MICHIGAN — 2012Q4
The 22 measures BANK OF MICHIGAN reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 92,594,000 | USD | evidence → |
| Total loans | 80,534,000 | USD | evidence → |
| Allowance for loan losses | 1,939,000 | USD | evidence → |
| Securities available for sale | 624,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 84,599,000 | USD | evidence → |
| Interest-bearing deposits | 63,863,000 | USD | evidence → |
| Noninterest-bearing deposits | 20,736,000 | USD | evidence → |
| Equity capital | 7,903,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,357,000 | USD | evidence → |
| Interest expense | 668,000 | USD | evidence → |
| Net interest income | 3,689,000 | USD | evidence → |
| Noninterest income | 1,221,000 | USD | evidence → |
| Noninterest expense | 3,543,000 | USD | evidence → |
| Provision for loan losses | 777,000 | USD | evidence → |
| Pretax income | 590,000 | USD | evidence → |
| Income tax | 207,000 | USD | evidence → |
| Net income | 383,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,901,000 | USD | evidence → |
| Total capital | 8,896,000 | USD | evidence → |
| Risk-weighted assets | 78,621,000 | USD | evidence → |