Call report 2008Q4
BANK OF MICHIGAN — 2008Q4
The 22 measures BANK OF MICHIGAN reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 78,761,000 | USD | evidence → |
| Total loans | 68,117,000 | USD | evidence → |
| Allowance for loan losses | 996,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 71,418,000 | USD | evidence → |
| Interest-bearing deposits | 64,537,000 | USD | evidence → |
| Noninterest-bearing deposits | 6,881,000 | USD | evidence → |
| Equity capital | 7,066,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,475,000 | USD | evidence → |
| Interest expense | 2,138,000 | USD | evidence → |
| Net interest income | 2,337,000 | USD | evidence → |
| Noninterest income | 426,000 | USD | evidence → |
| Noninterest expense | 1,884,000 | USD | evidence → |
| Provision for loan losses | 51,000 | USD | evidence → |
| Pretax income | 828,000 | USD | evidence → |
| Income tax | 285,000 | USD | evidence → |
| Net income | 543,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,779,000 | USD | evidence → |
| Total capital | 7,649,000 | USD | evidence → |
| Risk-weighted assets | 69,456,000 | USD | evidence → |