Call reports 2013
LA FARGE STATE BANK — 2013
What LA FARGE STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 48,378,000 | 47,190,000 | 47,943,000 | 47,533,000 |
| Total loans | 23,798,000 | 25,070,000 | 23,183,000 | 21,588,000 |
| Allowance for loan losses | 358,000 | 358,000 | 448,000 | 411,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 19,948,000 | 18,840,000 | 20,095,000 | 22,366,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,994,000 | 34,136,000 | 35,157,000 | 34,332,000 |
| Interest-bearing deposits | 30,657,000 | 29,505,000 | 30,188,000 | 29,143,000 |
| Noninterest-bearing deposits | 5,337,000 | 4,631,000 | 4,969,000 | 5,189,000 |
| Equity capital | 12,349,000 | 12,578,000 | 12,740,000 | 12,970,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 525,000 | 972,000 | 1,479,000 | 1,927,000 |
| Interest expense | 41,000 | 80,000 | 119,000 | 156,000 |
| Net interest income | 484,000 | 892,000 | 1,360,000 | 1,771,000 |
| Noninterest income | 32,000 | 98,000 | 126,000 | 153,000 |
| Noninterest expense | 187,000 | 356,000 | 526,000 | 699,000 |
| Provision for loan losses | 0 | 0 | 90,000 | 90,000 |
| Pretax income | 329,000 | 634,000 | 870,000 | 1,135,000 |
| Income tax | 82,000 | 158,000 | 232,000 | 267,000 |
| Net income | 247,000 | 476,000 | 638,000 | 868,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,349,000 | 12,578,000 | 12,740,000 | 12,970,000 |
| Total capital | 12,707,000 | 12,936,000 | 13,117,000 | 13,337,000 |
| Risk-weighted assets | 30,674,000 | 31,418,000 | 30,071,000 | 29,297,000 |