Call reports 2012
LA FARGE STATE BANK — 2012
What LA FARGE STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 51,667,000 | 51,688,000 | 52,348,000 | 47,886,000 |
| Total loans | 24,980,000 | 25,081,000 | 25,344,000 | 25,118,000 |
| Allowance for loan losses | 300,000 | 311,000 | 342,000 | 358,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 25,020,000 | 25,061,000 | 24,475,000 | 20,494,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,506,000 | 34,483,000 | 34,161,000 | 34,772,000 |
| Interest-bearing deposits | 29,898,000 | 29,416,000 | 29,332,000 | 29,503,000 |
| Noninterest-bearing deposits | 4,608,000 | 5,067,000 | 4,829,000 | 5,269,000 |
| Equity capital | 16,431,000 | 16,671,000 | 16,908,000 | 12,102,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 556,000 | 1,094,000 | 1,632,000 | 2,178,000 |
| Interest expense | 60,000 | 116,000 | 167,000 | 213,000 |
| Net interest income | 496,000 | 978,000 | 1,465,000 | 1,965,000 |
| Noninterest income | 32,000 | 59,000 | 87,000 | 117,000 |
| Noninterest expense | 161,000 | 325,000 | 498,000 | 647,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 100,000 |
| Pretax income | 337,000 | 652,000 | 964,000 | 1,335,000 |
| Income tax | 75,000 | 150,000 | 225,000 | 282,000 |
| Net income | 262,000 | 502,000 | 739,000 | 1,053,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,431,000 | 16,671,000 | 16,908,000 | 12,102,000 |
| Total capital | 16,731,000 | 16,982,000 | 17,250,000 | 12,460,000 |
| Risk-weighted assets | 33,121,000 | 33,440,000 | 33,232,000 | 31,415,000 |