Call reports 2011
LA FARGE STATE BANK — 2011
What LA FARGE STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 48,674,000 | 48,494,000 | 48,917,000 | 49,626,000 |
| Total loans | 26,459,000 | 25,336,000 | 25,427,000 | 25,536,000 |
| Allowance for loan losses | 356,000 | 378,000 | 408,000 | 376,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 20,686,000 | 20,295,000 | 20,748,000 | 22,377,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,001,000 | 32,760,000 | 32,707,000 | 33,224,000 |
| Interest-bearing deposits | 27,659,000 | 27,963,000 | 27,910,000 | 28,274,000 |
| Noninterest-bearing deposits | 4,342,000 | 4,797,000 | 4,797,000 | 4,950,000 |
| Equity capital | 15,376,000 | 15,620,000 | 15,842,000 | 16,169,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 690,000 | 1,221,000 | 1,790,000 | 2,320,000 |
| Interest expense | 76,000 | 149,000 | 217,000 | 282,000 |
| Net interest income | 614,000 | 1,072,000 | 1,573,000 | 2,038,000 |
| Noninterest income | 68,000 | 386,000 | 422,000 | 467,000 |
| Noninterest expense | 181,000 | 344,000 | 505,000 | 675,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 624,000 | 1,054,000 | 1,400,000 | 1,710,000 |
| Income tax | 124,000 | 310,000 | 434,000 | 417,000 |
| Net income | 500,000 | 744,000 | 966,000 | 1,293,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,376,000 | 15,620,000 | 15,842,000 | 16,169,000 |
| Total capital | 15,732,000 | 15,998,000 | 16,250,000 | 16,545,000 |
| Risk-weighted assets | 34,785,000 | 33,256,000 | 33,394,000 | 33,710,000 |