Call reports 2010
LA FARGE STATE BANK — 2010
What LA FARGE STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 45,793,000 | 45,750,000 | 48,370,000 | 49,103,000 |
| Total loans | 28,647,000 | 29,004,000 | 28,908,000 | 28,230,000 |
| Allowance for loan losses | 289,000 | 289,000 | 309,000 | 339,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 16,146,000 | 15,914,000 | 16,144,000 | 16,665,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,588,000 | 30,339,000 | 33,756,000 | 34,179,000 |
| Interest-bearing deposits | 25,437,000 | 26,533,000 | 29,447,000 | 30,002,000 |
| Noninterest-bearing deposits | 4,151,000 | 3,806,000 | 4,309,000 | 4,177,000 |
| Equity capital | 14,093,000 | 14,371,000 | 14,538,000 | 14,876,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 572,000 | 1,157,000 | 1,690,000 | 2,321,000 |
| Interest expense | 101,000 | 197,000 | 284,000 | 370,000 |
| Net interest income | 471,000 | 960,000 | 1,406,000 | 1,951,000 |
| Noninterest income | 38,000 | 75,000 | 109,000 | 136,000 |
| Noninterest expense | 163,000 | 323,000 | 491,000 | 664,000 |
| Provision for loan losses | 0 | 0 | 20,000 | 50,000 |
| Pretax income | 346,000 | 712,000 | 1,004,000 | 1,373,000 |
| Income tax | 124,000 | 212,000 | 337,000 | 368,000 |
| Net income | 222,000 | 500,000 | 667,000 | 1,005,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,093,000 | 14,371,000 | 14,538,000 | 14,876,000 |
| Total capital | 14,382,000 | 14,660,000 | 14,847,000 | 15,215,000 |
| Risk-weighted assets | 34,795,000 | 34,736,000 | 35,177,000 | 35,236,000 |