Call reports 2009
LA FARGE STATE BANK — 2009
What LA FARGE STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 43,106,000 | 43,416,000 | 44,005,000 | 44,882,000 |
| Total loans | 30,557,000 | 29,488,000 | 29,482,000 | 29,325,000 |
| Allowance for loan losses | 292,000 | 292,000 | 292,000 | 289,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 8,135,000 | 10,197,000 | 10,615,000 | 12,177,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,672,000 | 29,537,000 | 29,829,000 | 30,462,000 |
| Interest-bearing deposits | 26,201,000 | 25,795,000 | 25,543,000 | 25,866,000 |
| Noninterest-bearing deposits | 3,471,000 | 3,742,000 | 4,286,000 | 4,596,000 |
| Equity capital | 13,219,000 | 13,393,000 | 13,618,000 | 13,871,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 627,000 | 1,190,000 | 1,778,000 | 2,358,000 |
| Interest expense | 140,000 | 271,000 | 392,000 | 503,000 |
| Net interest income | 487,000 | 919,000 | 1,386,000 | 1,855,000 |
| Noninterest income | 41,000 | 78,000 | 113,000 | 151,000 |
| Noninterest expense | 154,000 | 296,000 | 448,000 | 634,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 374,000 | 701,000 | 1,051,000 | 1,372,000 |
| Income tax | 102,000 | 255,000 | 380,000 | 448,000 |
| Net income | 272,000 | 446,000 | 671,000 | 924,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,219,000 | 13,393,000 | 13,618,000 | 13,871,000 |
| Total capital | 13,511,000 | 13,685,000 | 13,910,000 | 14,160,000 |
| Risk-weighted assets | 34,582,000 | 34,231,000 | 35,005,000 | 35,972,000 |