Call reports 2007
LA FARGE STATE BANK — 2007
What LA FARGE STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 40,235,000 | 41,327,000 | 40,966,000 | 43,736,000 |
| Total loans | 28,332,000 | 29,779,000 | 29,695,000 | 29,946,000 |
| Allowance for loan losses | 261,000 | 279,000 | 279,000 | 284,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 10,823,000 | 10,707,000 | 10,558,000 | 9,621,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,071,000 | 28,342,000 | 28,205,000 | 30,650,000 |
| Interest-bearing deposits | 23,216,000 | 24,543,000 | 24,481,000 | 26,675,000 |
| Noninterest-bearing deposits | 3,855,000 | 3,799,000 | 3,724,000 | 3,975,000 |
| Equity capital | 11,723,000 | 11,920,000 | 12,168,000 | 12,410,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 689,000 | 1,377,000 | 2,077,000 | 2,820,000 |
| Interest expense | 208,000 | 437,000 | 669,000 | 907,000 |
| Net interest income | 481,000 | 940,000 | 1,408,000 | 1,913,000 |
| Noninterest income | 37,000 | 75,000 | 112,000 | 153,000 |
| Noninterest expense | 157,000 | 307,000 | 447,000 | 616,000 |
| Provision for loan losses | 0 | 18,000 | 18,000 | 23,000 |
| Pretax income | 361,000 | 690,000 | 1,055,000 | 1,427,000 |
| Income tax | 102,000 | 234,000 | 351,000 | 481,000 |
| Net income | 259,000 | 456,000 | 704,000 | 946,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,723,000 | 11,920,000 | 12,168,000 | 12,410,000 |
| Total capital | 11,984,000 | 12,199,000 | 12,447,000 | 12,694,000 |
| Risk-weighted assets | 32,241,000 | 33,698,000 | 33,633,000 | 34,675,000 |