Call reports 2006
LA FARGE STATE BANK — 2006
What LA FARGE STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 39,162,000 | 40,017,000 | 38,356,000 | 39,473,000 |
| Total loans | 26,316,000 | 27,727,000 | 26,012,000 | 25,607,000 |
| Allowance for loan losses | 262,000 | 262,000 | 262,000 | 261,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 10,862,000 | 10,724,000 | 10,558,000 | 10,368,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,971,000 | 28,709,000 | 26,787,000 | 27,757,000 |
| Interest-bearing deposits | 23,037,000 | 24,266,000 | 22,884,000 | 23,658,000 |
| Noninterest-bearing deposits | 4,934,000 | 4,443,000 | 3,903,000 | 4,099,000 |
| Equity capital | 10,828,000 | 11,029,000 | 11,263,000 | 11,464,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 578,000 | 1,174,000 | 1,816,000 | 2,429,000 |
| Interest expense | 157,000 | 339,000 | 533,000 | 731,000 |
| Net interest income | 421,000 | 835,000 | 1,283,000 | 1,698,000 |
| Noninterest income | 41,000 | 89,000 | 132,000 | 174,000 |
| Noninterest expense | 129,000 | 268,000 | 424,000 | 591,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 333,000 | 656,000 | 991,000 | 1,281,000 |
| Income tax | 102,000 | 224,000 | 325,000 | 414,000 |
| Net income | 231,000 | 432,000 | 666,000 | 867,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,828,000 | 11,029,000 | 11,263,000 | 11,464,000 |
| Total capital | 11,090,000 | 11,291,000 | 11,525,000 | 11,725,000 |
| Risk-weighted assets | 31,406,000 | 33,422,000 | 30,824,000 | 30,097,000 |