Call reports 2005
LA FARGE STATE BANK — 2005
What LA FARGE STATE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 37,896,000 | 39,750,000 | 38,725,000 | 39,497,000 |
| Total loans | 23,923,000 | 25,292,000 | 26,708,000 | 26,149,000 |
| Allowance for loan losses | 222,000 | 230,000 | 250,000 | 262,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 11,109,000 | 10,686,000 | 10,537,000 | 10,962,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,577,000 | 29,273,000 | 27,986,000 | 28,529,000 |
| Interest-bearing deposits | 22,581,000 | 23,087,000 | 22,975,000 | 23,628,000 |
| Noninterest-bearing deposits | 4,996,000 | 6,186,000 | 5,011,000 | 4,901,000 |
| Equity capital | 9,961,000 | 10,159,000 | 10,398,000 | 10,597,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 531,000 | 1,067,000 | 1,633,000 | 2,228,000 |
| Interest expense | 112,000 | 235,000 | 374,000 | 522,000 |
| Net interest income | 419,000 | 832,000 | 1,259,000 | 1,706,000 |
| Noninterest income | 33,000 | 69,000 | 105,000 | 144,000 |
| Noninterest expense | 122,000 | 243,000 | 364,000 | 503,000 |
| Provision for loan losses | 0 | 10,000 | 10,000 | 22,000 |
| Pretax income | 330,000 | 648,000 | 990,000 | 1,325,000 |
| Income tax | 102,000 | 222,000 | 325,000 | 461,000 |
| Net income | 228,000 | 426,000 | 665,000 | 864,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,961,000 | 10,159,000 | 10,398,000 | 10,597,000 |
| Total capital | 10,183,000 | 10,389,000 | 10,648,000 | 10,859,000 |
| Risk-weighted assets | 29,267,000 | 30,646,000 | 31,549,000 | 31,320,000 |