Call reports 2004
LA FARGE STATE BANK — 2004
What LA FARGE STATE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 37,149,000 | 36,210,000 | 35,776,000 | 38,469,000 |
| Total loans | 21,490,000 | 21,711,000 | 21,817,000 | 21,402,000 |
| Allowance for loan losses | 222,000 | 222,000 | 222,000 | 222,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 11,967,000 | 12,720,000 | 11,367,000 | 11,208,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,681,000 | 26,601,000 | 25,983,000 | 28,476,000 |
| Interest-bearing deposits | 21,694,000 | 19,762,000 | 21,583,000 | 22,521,000 |
| Noninterest-bearing deposits | 5,987,000 | 6,839,000 | 4,400,000 | 5,955,000 |
| Equity capital | 9,157,000 | 9,327,000 | 9,530,000 | 9,733,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 452,000 | 905,000 | 1,354,000 | 1,886,000 |
| Interest expense | 103,000 | 203,000 | 308,000 | 415,000 |
| Net interest income | 349,000 | 702,000 | 1,046,000 | 1,471,000 |
| Noninterest income | 41,000 | 82,000 | 123,000 | 162,000 |
| Noninterest expense | 148,000 | 270,000 | 387,000 | 523,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 242,000 | 514,000 | 782,000 | 1,110,000 |
| Income tax | 102,000 | 204,000 | 269,000 | 394,000 |
| Net income | 140,000 | 310,000 | 513,000 | 716,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,157,000 | 9,327,000 | 9,530,000 | 9,733,000 |
| Total capital | 9,379,000 | 9,549,000 | 9,752,000 | 9,955,000 |
| Risk-weighted assets | 27,115,000 | 27,127,000 | 26,542,000 | 26,804,000 |