Call reports 2003
LA FARGE STATE BANK — 2003
What LA FARGE STATE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 36,080,000 | 34,900,000 | 37,172,000 | 37,497,000 |
| Total loans | 23,633,000 | 22,070,000 | 21,299,000 | 21,143,000 |
| Allowance for loan losses | 242,000 | 242,000 | 242,000 | 222,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 8,224,000 | 8,488,000 | 11,463,000 | 10,681,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,350,000 | 26,064,000 | 28,158,000 | 28,235,000 |
| Interest-bearing deposits | 22,161,000 | 21,272,000 | 21,733,000 | 21,918,000 |
| Noninterest-bearing deposits | 5,189,000 | 4,792,000 | 6,425,000 | 6,317,000 |
| Equity capital | 8,386,000 | 8,586,000 | 8,744,000 | 9,017,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 512,000 | 1,025,000 | 1,491,000 | 1,999,000 |
| Interest expense | 132,000 | 259,000 | 378,000 | 486,000 |
| Net interest income | 380,000 | 766,000 | 1,113,000 | 1,513,000 |
| Noninterest income | 39,000 | 79,000 | 120,000 | 162,000 |
| Noninterest expense | 126,000 | 250,000 | 378,000 | 516,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 293,000 | 595,000 | 855,000 | 1,190,000 |
| Income tax | 102,000 | 204,000 | 306,000 | 368,000 |
| Net income | 191,000 | 391,000 | 549,000 | 822,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,386,000 | 8,586,000 | 8,744,000 | 9,017,000 |
| Total capital | 8,628,000 | 8,828,000 | 8,986,000 | 9,239,000 |
| Risk-weighted assets | 27,647,000 | 26,464,000 | 26,844,000 | 26,484,000 |