Call reports 2002
LA FARGE STATE BANK — 2002
What LA FARGE STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 32,863,000 | 33,402,000 | 33,490,000 | 35,504,000 |
| Total loans | 23,978,000 | 28,392,000 | 24,063,000 | 24,043,000 |
| Allowance for loan losses | 223,000 | 243,000 | 243,000 | 243,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,697,000 | 1,901,000 | 2,153,000 | 6,554,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,851,000 | 25,276,000 | 25,161,000 | 27,023,000 |
| Interest-bearing deposits | 20,333,000 | 20,233,000 | 21,021,000 | 21,823,000 |
| Noninterest-bearing deposits | 4,518,000 | 5,043,000 | 4,140,000 | 5,200,000 |
| Equity capital | 7,671,000 | 7,841,000 | 8,008,000 | 8,195,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 510,000 | 1,026,000 | 1,541,000 | 2,051,000 |
| Interest expense | 166,000 | 325,000 | 485,000 | 623,000 |
| Net interest income | 344,000 | 701,000 | 1,056,000 | 1,428,000 |
| Noninterest income | 36,000 | 76,000 | 118,000 | 165,000 |
| Noninterest expense | 122,000 | 237,000 | 355,000 | 491,000 |
| Provision for loan losses | 2,000 | 22,000 | 22,000 | 22,000 |
| Pretax income | 256,000 | 518,000 | 797,000 | 1,080,000 |
| Income tax | 91,000 | 183,000 | 295,000 | 391,000 |
| Net income | 165,000 | 335,000 | 502,000 | 689,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,671,000 | 7,841,000 | 8,008,000 | 8,195,000 |
| Total capital | 7,894,000 | 8,084,000 | 8,251,000 | 8,438,000 |
| Risk-weighted assets | 25,158,000 | 29,069,000 | 26,011,000 | 27,332,000 |