Call reports 2015
BANK OF COMMERCE — 2015
What BANK OF COMMERCE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 |
|---|---|---|---|
| Total assets | 201,872,000 | 200,675,000 | 195,954,000 |
| Total loans | 141,361,000 | 144,073,000 | 148,948,000 |
| Allowance for loan losses | 1,307,000 | 1,329,000 | 1,434,000 |
| Securities available for sale | 35,479,000 | 37,125,000 | 0 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 179,773,000 | 174,638,000 | 169,539,000 |
| Interest-bearing deposits | 125,070,000 | 121,662,000 | 116,408,000 |
| Noninterest-bearing deposits | 54,703,000 | 52,976,000 | 53,130,000 |
| Equity capital | 20,904,000 | 21,322,000 | 21,607,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 |
|---|---|---|---|
| Interest income | 1,982,000 | 3,957,000 | 5,882,000 |
| Interest expense | 112,000 | 222,000 | 332,000 |
| Net interest income | 1,870,000 | 3,735,000 | 5,550,000 |
| Noninterest income | 659,000 | 1,470,000 | 2,374,000 |
| Noninterest expense | 1,573,000 | 3,184,000 | 5,415,000 |
| Provision for loan losses | 0 | 0 | 0 |
| Pretax income | 956,000 | 2,021,000 | 2,562,000 |
| Income tax | 361,000 | 763,000 | 970,000 |
| Net income | 595,000 | 1,258,000 | 1,592,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 |
|---|---|---|---|
| Tier 1 capital | 20,673,000 | 21,273,000 | 21,607,000 |
| Total capital | 21,980,000 | 22,602,000 | 23,041,000 |
| Risk-weighted assets | 154,204,000 | 157,683,000 | 155,443,000 |