Call reports 2012
BANK OF COMMERCE — 2012
What BANK OF COMMERCE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 168,108,000 | 167,971,000 | 174,370,000 | 184,097,000 |
| Total loans | 111,551,000 | 107,935,000 | 113,971,000 | 122,980,000 |
| Allowance for loan losses | 1,416,000 | 1,428,000 | 1,361,000 | 1,466,000 |
| Securities available for sale | 29,964,000 | 32,456,000 | 34,726,000 | 40,650,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 147,735,000 | 146,999,000 | 152,645,000 | 157,922,000 |
| Interest-bearing deposits | 108,491,000 | 108,246,000 | 111,260,000 | 106,428,000 |
| Noninterest-bearing deposits | 39,244,000 | 38,753,000 | 41,385,000 | 51,494,000 |
| Equity capital | 16,453,000 | 16,951,000 | 17,591,000 | 17,240,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,937,000 | 3,788,000 | 5,668,000 | 7,492,000 |
| Interest expense | 204,000 | 397,000 | 581,000 | 755,000 |
| Net interest income | 1,733,000 | 3,391,000 | 5,087,000 | 6,737,000 |
| Noninterest income | 633,000 | 1,299,000 | 2,020,000 | 2,746,000 |
| Noninterest expense | 1,450,000 | 2,772,000 | 4,219,000 | 5,871,000 |
| Provision for loan losses | 178,000 | 248,000 | 321,000 | 417,000 |
| Pretax income | 763,000 | 1,698,000 | 2,595,000 | 3,220,000 |
| Income tax | 288,000 | 644,000 | 983,000 | 1,219,000 |
| Net income | 475,000 | 1,054,000 | 1,612,000 | 2,001,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,100,000 | 16,560,000 | 17,018,000 | 16,927,000 |
| Total capital | 17,516,000 | 17,988,000 | 18,379,000 | 18,393,000 |
| Risk-weighted assets | 118,362,000 | 115,350,000 | 122,320,000 | 132,276,000 |