Call reports 2011
BANK OF COMMERCE — 2011
What BANK OF COMMERCE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 160,672,000 | 167,202,000 | 165,926,000 | 174,446,000 |
| Total loans | 115,283,000 | 115,451,000 | 115,346,000 | 118,042,000 |
| Allowance for loan losses | 1,373,000 | 1,408,000 | 1,554,000 | 1,392,000 |
| Securities available for sale | 17,078,000 | 32,119,000 | 33,784,000 | 32,641,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 142,184,000 | 148,338,000 | 145,093,000 | 154,530,000 |
| Interest-bearing deposits | 110,883,000 | 109,862,000 | 108,014,000 | 109,372,000 |
| Noninterest-bearing deposits | 31,301,000 | 38,476,000 | 37,079,000 | 45,158,000 |
| Equity capital | 14,704,000 | 15,032,000 | 15,644,000 | 15,995,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,960,000 | 3,958,000 | 6,018,000 | 8,029,000 |
| Interest expense | 320,000 | 596,000 | 843,000 | 1,068,000 |
| Net interest income | 1,640,000 | 3,362,000 | 5,175,000 | 6,961,000 |
| Noninterest income | 483,000 | 989,000 | 1,305,000 | 1,921,000 |
| Noninterest expense | 1,414,000 | 3,001,000 | 4,113,000 | 5,752,000 |
| Provision for loan losses | 153,000 | 330,000 | 467,000 | 603,000 |
| Pretax income | 556,000 | 1,020,000 | 2,044,000 | 2,678,000 |
| Income tax | 210,000 | 385,000 | 772,000 | 1,011,000 |
| Net income | 346,000 | 635,000 | 1,272,000 | 1,667,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,430,000 | 14,649,000 | 15,285,000 | 15,625,000 |
| Total capital | 15,803,000 | 16,057,000 | 16,751,000 | 17,017,000 |
| Risk-weighted assets | 115,468,000 | 115,969,000 | 116,412,000 | 121,107,000 |