Call reports 2010
BANK OF COMMERCE — 2010
What BANK OF COMMERCE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 158,990,000 | 161,601,000 | 159,769,000 | 159,203,000 |
| Total loans | 125,195,000 | 125,824,000 | 127,560,000 | 128,876,000 |
| Allowance for loan losses | 1,099,000 | 1,142,000 | 1,372,000 | 1,660,000 |
| Securities available for sale | 15,012,000 | 14,008,000 | 14,914,000 | 16,123,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 138,712,000 | 140,765,000 | 141,266,000 | 140,152,000 |
| Interest-bearing deposits | 113,483,000 | 114,879,000 | 114,961,000 | 109,462,000 |
| Noninterest-bearing deposits | 25,230,000 | 25,886,000 | 26,305,000 | 30,690,000 |
| Equity capital | 14,009,000 | 14,412,000 | 14,568,000 | 14,540,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,086,000 | 4,146,000 | 6,229,000 | 8,432,000 |
| Interest expense | 477,000 | 944,000 | 1,393,000 | 1,782,000 |
| Net interest income | 1,609,000 | 3,202,000 | 4,836,000 | 6,650,000 |
| Noninterest income | 414,000 | 912,000 | 1,491,000 | 2,066,000 |
| Noninterest expense | 1,452,000 | 2,832,000 | 4,189,000 | 5,727,000 |
| Provision for loan losses | 70,000 | 160,000 | 420,000 | 731,000 |
| Pretax income | 501,000 | 1,122,000 | 1,718,000 | 2,258,000 |
| Income tax | 189,000 | 443,000 | 649,000 | 853,000 |
| Net income | 312,000 | 679,000 | 1,069,000 | 1,405,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,654,000 | 14,020,000 | 14,178,000 | 14,314,000 |
| Total capital | 14,753,000 | 15,162,000 | 15,550,000 | 15,887,000 |
| Risk-weighted assets | 123,489,000 | 122,174,000 | 123,811,000 | 125,752,000 |