Call reports 2009
BANK OF COMMERCE — 2009
What BANK OF COMMERCE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 143,051,000 | 145,654,000 | 146,520,000 | 162,787,000 |
| Total loans | 111,477,000 | 116,233,000 | 119,178,000 | 132,465,000 |
| Allowance for loan losses | 1,006,000 | 1,067,000 | 1,190,000 | 1,265,000 |
| Securities available for sale | 18,230,000 | 18,449,000 | 16,250,000 | 16,434,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 129,281,000 | 130,916,000 | 125,613,000 | 134,134,000 |
| Interest-bearing deposits | 104,924,000 | 103,777,000 | 98,869,000 | 108,441,000 |
| Noninterest-bearing deposits | 24,357,000 | 27,139,000 | 26,744,000 | 25,693,000 |
| Equity capital | 13,190,000 | 13,234,000 | 13,663,000 | 13,883,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,842,000 | 3,708,000 | 5,652,000 | 7,782,000 |
| Interest expense | 531,000 | 1,027,000 | 1,469,000 | 1,915,000 |
| Net interest income | 1,311,000 | 2,681,000 | 4,183,000 | 5,867,000 |
| Noninterest income | 404,000 | 880,000 | 1,377,000 | 1,843,000 |
| Noninterest expense | 1,150,000 | 2,338,000 | 3,561,000 | 4,916,000 |
| Provision for loan losses | 335,000 | 395,000 | 455,000 | 545,000 |
| Pretax income | 398,000 | 996,000 | 1,718,000 | 2,424,000 |
| Income tax | 150,000 | 376,000 | 649,000 | 916,000 |
| Net income | 248,000 | 620,000 | 1,069,000 | 1,508,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,962,000 | 13,094,000 | 13,312,000 | 13,567,000 |
| Total capital | 13,968,000 | 14,161,000 | 14,502,000 | 14,832,000 |
| Risk-weighted assets | 111,889,000 | 115,557,000 | 120,220,000 | 134,779,000 |