Call reports 2001
BANK OF COMMERCE — 2001
What BANK OF COMMERCE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 49,728,000 | 50,988,000 | 53,810,000 | 57,018,000 |
| Total loans | 34,722,000 | 37,227,000 | 39,238,000 | 42,554,000 |
| Allowance for loan losses | 256,000 | 276,000 | 356,000 | 363,000 |
| Securities available for sale | 3,560,000 | 4,061,000 | 4,177,000 | 4,205,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,520,000 | 47,270,000 | 49,940,000 | 53,021,000 |
| Interest-bearing deposits | 37,185,000 | 37,029,000 | 39,337,000 | 40,434,000 |
| Noninterest-bearing deposits | 9,335,000 | 10,241,000 | 10,603,000 | 12,587,000 |
| Equity capital | 3,047,000 | 3,501,000 | 3,602,000 | 3,690,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 967,000 | 1,970,000 | 2,987,000 | 3,991,000 |
| Interest expense | 455,000 | 908,000 | 1,339,000 | 1,737,000 |
| Net interest income | 512,000 | 1,062,000 | 1,648,000 | 2,254,000 |
| Noninterest income | 243,000 | 506,000 | 832,000 | 1,178,000 |
| Noninterest expense | 642,000 | 1,292,000 | 1,988,000 | 2,720,000 |
| Provision for loan losses | 23,000 | 54,000 | 131,000 | 157,000 |
| Pretax income | 90,000 | 222,000 | 361,000 | 555,000 |
| Income tax | 34,000 | 86,000 | 139,000 | 213,000 |
| Net income | 56,000 | 136,000 | 222,000 | 342,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,036,000 | 3,483,000 | 3,570,000 | 3,689,000 |
| Total capital | 3,292,000 | 3,759,000 | 3,926,000 | 4,052,000 |
| Risk-weighted assets | 31,885,000 | 33,726,000 | 36,573,000 | 39,181,000 |