Call reports 2025
SANBORN SAVINGS BANK — 2025
What SANBORN SAVINGS BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 85,961,000 | 86,458,000 | 90,391,000 | 90,239,000 |
| Total loans | 62,616,000 | 62,425,000 | 65,767,000 | 65,351,000 |
| Allowance for loan losses | 799,000 | 799,000 | 799,000 | 814,000 |
| Securities available for sale | 13,810,000 | 13,806,000 | 14,368,000 | 14,343,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,824,000 | 65,109,000 | 66,159,000 | 68,453,000 |
| Interest-bearing deposits | 62,930,000 | 60,463,000 | 60,988,000 | 62,265,000 |
| Noninterest-bearing deposits | 4,894,000 | 4,646,000 | 5,171,000 | 6,188,000 |
| Equity capital | 8,056,000 | 8,227,000 | 8,467,000 | 8,570,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,078,000 | 2,204,000 | 3,358,000 | 4,549,000 |
| Interest expense | 418,000 | 879,000 | 1,372,000 | 1,871,000 |
| Net interest income | 660,000 | 1,325,000 | 1,986,000 | 2,678,000 |
| Noninterest income | 38,000 | 75,000 | 117,000 | 156,000 |
| Noninterest expense | 438,000 | 906,000 | 1,361,000 | 1,853,000 |
| Provision for loan losses | 25,000 | 25,000 | 25,000 | 40,000 |
| Pretax income | 235,000 | 469,000 | 717,000 | 941,000 |
| Income tax | 11,000 | 23,000 | 34,000 | 37,000 |
| Net income | 224,000 | 446,000 | 683,000 | 904,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,032,000 | 8,129,000 | 8,226,000 | 8,347,000 |