Call reports 2024
SANBORN SAVINGS BANK — 2024
What SANBORN SAVINGS BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 86,392,000 | 84,823,000 | 82,584,000 | 85,054,000 |
| Total loans | 57,394,000 | 59,329,000 | 58,335,000 | 61,275,000 |
| Allowance for loan losses | 792,000 | 774,000 | 774,000 | 774,000 |
| Securities available for sale | 16,575,000 | 13,525,000 | 12,995,000 | 13,540,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,527,000 | 63,658,000 | 65,959,000 | 67,965,000 |
| Interest-bearing deposits | 61,567,000 | 59,094,000 | 61,002,000 | 62,002,000 |
| Noninterest-bearing deposits | 4,960,000 | 4,564,000 | 4,957,000 | 5,963,000 |
| Equity capital | 7,617,000 | 7,620,000 | 7,898,000 | 7,805,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 983,000 | 2,024,000 | 3,114,000 | 4,194,000 |
| Interest expense | 443,000 | 953,000 | 1,475,000 | 1,920,000 |
| Net interest income | 540,000 | 1,071,000 | 1,639,000 | 2,274,000 |
| Noninterest income | 37,000 | 75,000 | 114,000 | 182,000 |
| Noninterest expense | 399,000 | 789,000 | 1,209,000 | 1,700,000 |
| Provision for loan losses | 25,000 | 25,000 | 25,000 | 25,000 |
| Pretax income | 153,000 | 332,000 | 519,000 | 731,000 |
| Income tax | 11,000 | 23,000 | 34,000 | 27,000 |
| Net income | 142,000 | 309,000 | 485,000 | 704,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,762,000 | 7,788,000 | 7,839,000 | 7,933,000 |