Call reports 2023
SANBORN SAVINGS BANK — 2023
What SANBORN SAVINGS BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 80,069,000 | 82,004,000 | 83,402,000 | 85,956,000 |
| Total loans | 48,721,000 | 52,500,000 | 55,023,000 | 57,443,000 |
| Allowance for loan losses | 767,000 | 767,000 | 767,000 | 767,000 |
| Securities available for sale | 19,251,000 | 18,055,000 | 17,872,000 | 17,164,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,460,000 | 61,350,000 | 63,014,000 | 64,223,000 |
| Interest-bearing deposits | 58,689,000 | 54,595,000 | 56,818,000 | 58,380,000 |
| Noninterest-bearing deposits | 6,771,000 | 6,755,000 | 6,196,000 | 5,843,000 |
| Equity capital | 6,976,000 | 6,865,000 | 6,766,000 | 7,615,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 764,000 | 1,589,000 | 2,507,000 | 3,480,000 |
| Interest expense | 203,000 | 498,000 | 892,000 | 1,315,000 |
| Net interest income | 561,000 | 1,091,000 | 1,615,000 | 2,165,000 |
| Noninterest income | 36,000 | 82,000 | 123,000 | 1,335,000 |
| Noninterest expense | 421,000 | 834,000 | 1,244,000 | 1,721,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 176,000 | 339,000 | 494,000 | 1,496,000 |
| Income tax | 11,000 | 23,000 | 34,000 | 73,000 |
| Net income | 165,000 | 316,000 | 460,000 | 1,423,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,496,000 | 7,507,000 | 7,556,000 | 7,694,000 |