Call reports 2022
SANBORN SAVINGS BANK — 2022
What SANBORN SAVINGS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 76,110,000 | 77,900,000 | 78,687,000 | 79,022,000 |
| Total loans | 49,337,000 | 49,224,000 | 49,580,000 | 50,860,000 |
| Allowance for loan losses | 767,000 | 767,000 | 767,000 | 767,000 |
| Securities available for sale | 17,840,000 | 15,579,000 | 16,144,000 | 17,005,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,415,000 | 65,104,000 | 66,242,000 | 63,397,000 |
| Interest-bearing deposits | 52,857,000 | 56,622,000 | 58,990,000 | 55,365,000 |
| Noninterest-bearing deposits | 7,558,000 | 8,482,000 | 7,252,000 | 8,032,000 |
| Equity capital | 6,828,000 | 6,750,000 | 6,574,000 | 6,777,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 592,000 | 1,215,000 | 1,896,000 | 2,617,000 |
| Interest expense | 53,000 | 114,000 | 199,000 | 323,000 |
| Net interest income | 539,000 | 1,101,000 | 1,697,000 | 2,294,000 |
| Noninterest income | 48,000 | 103,000 | 139,000 | 178,000 |
| Noninterest expense | 383,000 | 753,000 | 1,116,000 | 1,575,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 204,000 | 451,000 | 720,000 | 897,000 |
| Income tax | 10,000 | 19,000 | 31,000 | 45,000 |
| Net income | 194,000 | 432,000 | 689,000 | 852,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,168,000 | 7,266,000 | 7,448,000 | 7,471,000 |