Call reports 2021
SANBORN SAVINGS BANK — 2021
What SANBORN SAVINGS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 70,519,000 | 70,607,000 | 72,456,000 | 75,269,000 |
| Total loans | 47,363,000 | 47,040,000 | 46,756,000 | 49,590,000 |
| Allowance for loan losses | 656,000 | 656,000 | 767,000 | 767,000 |
| Securities available for sale | 12,913,000 | 15,471,000 | 16,377,000 | 16,976,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,246,000 | 56,531,000 | 55,143,000 | 60,389,000 |
| Interest-bearing deposits | 51,625,000 | 50,793,000 | 48,912,000 | 52,506,000 |
| Noninterest-bearing deposits | 5,621,000 | 5,738,000 | 6,231,000 | 7,883,000 |
| Equity capital | 7,437,000 | 7,532,000 | 7,540,000 | 7,403,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 844,000 | 1,504,000 | 2,087,000 | 2,680,000 |
| Interest expense | 84,000 | 161,000 | 233,000 | 296,000 |
| Net interest income | 760,000 | 1,343,000 | 1,854,000 | 2,384,000 |
| Noninterest income | 34,000 | 72,000 | 113,000 | 153,000 |
| Noninterest expense | 367,000 | 725,000 | 1,108,000 | 1,541,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 427,000 | 690,000 | 859,000 | 996,000 |
| Income tax | 10,000 | 21,000 | 32,000 | 49,000 |
| Net income | 417,000 | 669,000 | 827,000 | 947,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,044,000 | 7,156,000 | 7,153,000 | 7,114,000 |