Call reports 2020
SANBORN SAVINGS BANK — 2020
What SANBORN SAVINGS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 65,353,000 | 68,225,000 | 68,698,000 | 70,957,000 |
| Total loans | 48,892,000 | 51,579,000 | 50,155,000 | 48,067,000 |
| Allowance for loan losses | 621,000 | 694,000 | 709,000 | 656,000 |
| Securities available for sale | 7,452,000 | 7,936,000 | 8,430,000 | 10,014,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,637,000 | 53,757,000 | 54,211,000 | 56,955,000 |
| Interest-bearing deposits | 46,676,000 | 48,649,000 | 48,261,000 | 50,894,000 |
| Noninterest-bearing deposits | 4,961,000 | 5,108,000 | 5,950,000 | 6,061,000 |
| Equity capital | 6,778,000 | 7,097,000 | 7,237,000 | 7,253,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 705,000 | 1,480,000 | 2,224,000 | 2,865,000 |
| Interest expense | 175,000 | 295,000 | 404,000 | 500,000 |
| Net interest income | 530,000 | 1,185,000 | 1,820,000 | 2,365,000 |
| Noninterest income | 34,000 | 64,000 | 94,000 | 127,000 |
| Noninterest expense | 346,000 | 666,000 | 1,028,000 | 1,437,000 |
| Provision for loan losses | 7,000 | 80,000 | 95,000 | 110,000 |
| Pretax income | 211,000 | 503,000 | 791,000 | 945,000 |
| Income tax | 8,000 | 17,000 | 27,000 | 46,000 |
| Net income | 203,000 | 486,000 | 764,000 | 899,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,530,000 | 6,673,000 | 6,811,000 | 6,806,000 |