Call reports 2019
SANBORN SAVINGS BANK — 2019
What SANBORN SAVINGS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 65,485,000 | 66,085,000 | 67,330,000 | 69,335,000 |
| Total loans | 51,150,000 | 50,017,000 | 50,331,000 | 48,768,000 |
| Allowance for loan losses | 712,000 | 756,000 | 779,000 | 614,000 |
| Securities available for sale | 7,682,000 | 7,134,000 | 6,954,000 | 7,370,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,529,000 | 53,345,000 | 53,595,000 | 55,540,000 |
| Interest-bearing deposits | 47,318,000 | 49,993,000 | 49,741,000 | 50,747,000 |
| Noninterest-bearing deposits | 4,211,000 | 3,352,000 | 3,854,000 | 4,793,000 |
| Equity capital | 6,627,000 | 6,715,000 | 6,778,000 | 6,791,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 694,000 | 1,425,000 | 2,162,000 | 2,888,000 |
| Interest expense | 173,000 | 370,000 | 570,000 | 765,000 |
| Net interest income | 521,000 | 1,055,000 | 1,592,000 | 2,123,000 |
| Noninterest income | 32,000 | 66,000 | 98,000 | 131,000 |
| Noninterest expense | 363,000 | 707,000 | 1,047,000 | 1,437,000 |
| Provision for loan losses | 48,000 | 93,000 | 116,000 | 123,000 |
| Pretax income | 142,000 | 321,000 | 527,000 | 694,000 |
| Income tax | 8,000 | 15,000 | 22,000 | 34,000 |
| Net income | 134,000 | 306,000 | 505,000 | 660,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,362,000 | 6,414,000 | 6,473,000 | 6,467,000 |
| Total capital | 6,988,000 | 7,027,000 | 7,090,000 | 7,063,000 |
| Risk-weighted assets | 50,022,000 | 48,964,000 | 49,264,000 | 47,733,000 |