Call reports 2018
SANBORN SAVINGS BANK — 2018
What SANBORN SAVINGS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 61,313,000 | 62,489,000 | 63,678,000 | 65,650,000 |
| Total loans | 47,770,000 | 48,500,000 | 49,570,000 | 49,552,000 |
| Allowance for loan losses | 509,000 | 536,000 | 563,000 | 664,000 |
| Securities available for sale | 8,151,000 | 7,774,000 | 7,822,000 | 7,517,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,456,000 | 47,487,000 | 49,784,000 | 52,973,000 |
| Interest-bearing deposits | 42,513,000 | 44,086,000 | 46,513,000 | 48,663,000 |
| Noninterest-bearing deposits | 3,943,000 | 3,401,000 | 3,271,000 | 4,310,000 |
| Equity capital | 6,719,000 | 6,761,000 | 6,747,000 | 6,561,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 640,000 | 1,287,000 | 1,951,000 | 2,654,000 |
| Interest expense | 124,000 | 258,000 | 408,000 | 569,000 |
| Net interest income | 516,000 | 1,029,000 | 1,543,000 | 2,085,000 |
| Noninterest income | 32,000 | 67,000 | 105,000 | 143,000 |
| Noninterest expense | 333,000 | 663,000 | 999,000 | 1,355,000 |
| Provision for loan losses | 27,000 | 54,000 | 81,000 | 471,000 |
| Pretax income | 188,000 | 379,000 | 568,000 | 402,000 |
| Income tax | 11,000 | 22,000 | 33,000 | 19,000 |
| Net income | 177,000 | 357,000 | 535,000 | 383,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,527,000 | 6,556,000 | 6,584,000 | 6,347,000 |
| Total capital | 7,036,000 | 7,092,000 | 7,147,000 | 6,958,000 |
| Risk-weighted assets | 47,066,000 | 47,878,000 | 49,118,000 | 48,888,000 |