Call reports 2017
SANBORN SAVINGS BANK — 2017
What SANBORN SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 59,504,000 | 60,507,000 | 61,360,000 | 62,341,000 |
| Total loans | 43,874,000 | 44,607,000 | 45,578,000 | 47,334,000 |
| Allowance for loan losses | 479,000 | 473,000 | 486,000 | 482,000 |
| Securities available for sale | 9,937,000 | 9,855,000 | 9,618,000 | 8,474,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,555,000 | 47,464,000 | 43,746,000 | 46,870,000 |
| Interest-bearing deposits | 43,726,000 | 43,749,000 | 40,054,000 | 43,205,000 |
| Noninterest-bearing deposits | 3,829,000 | 3,715,000 | 3,692,000 | 3,665,000 |
| Equity capital | 6,713,000 | 6,764,000 | 6,809,000 | 6,720,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 561,000 | 1,148,000 | 1,761,000 | 2,379,000 |
| Interest expense | 69,000 | 149,000 | 241,000 | 344,000 |
| Net interest income | 492,000 | 999,000 | 1,520,000 | 2,035,000 |
| Noninterest income | 34,000 | 68,000 | 103,000 | 138,000 |
| Noninterest expense | 309,000 | 633,000 | 960,000 | 1,319,000 |
| Provision for loan losses | 21,000 | 53,000 | 90,000 | 148,000 |
| Pretax income | 197,000 | 380,000 | 572,000 | 705,000 |
| Income tax | 10,000 | 21,000 | 32,000 | 33,000 |
| Net income | 187,000 | 359,000 | 540,000 | 672,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,464,000 | 6,486,000 | 6,517,000 | 6,499,000 |
| Total capital | 6,943,000 | 6,959,000 | 7,003,000 | 6,981,000 |
| Risk-weighted assets | 43,707,000 | 44,407,000 | 45,604,000 | 46,989,000 |