Call reports 2014
SANBORN SAVINGS BANK — 2014
What SANBORN SAVINGS BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 56,222,000 | 55,647,000 | 59,414,000 | 65,807,000 |
| Total loans | 37,574,000 | 37,635,000 | 39,101,000 | 42,450,000 |
| Allowance for loan losses | 440,000 | 441,000 | 443,000 | 425,000 |
| Securities available for sale | 12,233,000 | 12,457,000 | 12,590,000 | 12,387,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,295,000 | 45,811,000 | 49,315,000 | 56,563,000 |
| Interest-bearing deposits | 41,582,000 | 41,151,000 | 43,081,000 | 48,872,000 |
| Noninterest-bearing deposits | 3,713,000 | 4,660,000 | 6,234,000 | 7,691,000 |
| Equity capital | 6,242,000 | 6,312,000 | 6,361,000 | 6,382,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 508,000 | 1,020,000 | 1,546,000 | 2,074,000 |
| Interest expense | 67,000 | 134,000 | 201,000 | 265,000 |
| Net interest income | 441,000 | 886,000 | 1,345,000 | 1,809,000 |
| Noninterest income | 35,000 | 63,000 | 93,000 | 121,000 |
| Noninterest expense | 329,000 | 657,000 | 978,000 | 1,305,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 147,000 | 292,000 | 461,000 | 626,000 |
| Income tax | 8,000 | 16,000 | 23,000 | 35,000 |
| Net income | 139,000 | 276,000 | 438,000 | 591,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,844,000 | 5,888,000 | 5,960,000 | 6,026,000 |
| Total capital | 6,284,000 | 6,329,000 | 6,403,000 | 6,451,000 |
| Risk-weighted assets | 40,880,000 | 40,794,000 | 42,135,000 | 46,198,000 |