Call reports 2013
SANBORN SAVINGS BANK — 2013
What SANBORN SAVINGS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 56,300,000 | 55,660,000 | 56,475,000 | 60,344,000 |
| Total loans | 36,317,000 | 35,073,000 | 37,369,000 | 39,135,000 |
| Allowance for loan losses | 414,000 | 444,000 | 445,000 | 439,000 |
| Securities available for sale | 14,453,000 | 12,908,000 | 12,544,000 | 12,521,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,503,000 | 48,190,000 | 47,856,000 | 52,982,000 |
| Interest-bearing deposits | 44,067,000 | 42,945,000 | 42,851,000 | 46,082,000 |
| Noninterest-bearing deposits | 4,436,000 | 5,245,000 | 5,005,000 | 6,900,000 |
| Equity capital | 6,056,000 | 5,961,000 | 6,109,000 | 6,147,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 512,000 | 1,023,000 | 1,530,000 | 2,054,000 |
| Interest expense | 79,000 | 155,000 | 228,000 | 297,000 |
| Net interest income | 433,000 | 868,000 | 1,302,000 | 1,757,000 |
| Noninterest income | 23,000 | 118,000 | 149,000 | 148,000 |
| Noninterest expense | 304,000 | 625,000 | 931,000 | 1,245,000 |
| Provision for loan losses | 0 | 30,000 | 30,000 | 30,000 |
| Pretax income | 152,000 | 332,000 | 491,000 | 634,000 |
| Income tax | 6,000 | 15,000 | 22,000 | 30,000 |
| Net income | 146,000 | 317,000 | 469,000 | 604,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,532,000 | 5,643,000 | 5,719,000 | 5,773,000 |
| Total capital | 5,946,000 | 6,087,000 | 6,164,000 | 6,212,000 |
| Risk-weighted assets | 40,315,000 | 39,150,000 | 41,188,000 | 43,116,000 |