Call reports 2012
SANBORN SAVINGS BANK — 2012
What SANBORN SAVINGS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 54,201,000 | 52,894,000 | 56,502,000 | 64,109,000 |
| Total loans | 37,630,000 | 36,049,000 | 36,449,000 | 40,027,000 |
| Allowance for loan losses | 375,000 | 396,000 | 411,000 | 414,000 |
| Securities available for sale | 12,429,000 | 11,976,000 | 12,670,000 | 14,180,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,167,000 | 45,314,000 | 48,811,000 | 56,405,000 |
| Interest-bearing deposits | 42,206,000 | 42,057,000 | 45,254,000 | 50,297,000 |
| Noninterest-bearing deposits | 3,961,000 | 3,257,000 | 3,557,000 | 6,108,000 |
| Equity capital | 5,728,000 | 5,840,000 | 5,938,000 | 5,976,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 559,000 | 1,106,000 | 1,651,000 | 2,220,000 |
| Interest expense | 101,000 | 193,000 | 281,000 | 369,000 |
| Net interest income | 458,000 | 913,000 | 1,370,000 | 1,851,000 |
| Noninterest income | 23,000 | 42,000 | 63,000 | 85,000 |
| Noninterest expense | 303,000 | 612,000 | 938,000 | 1,297,000 |
| Provision for loan losses | 22,000 | 42,000 | 42,000 | 42,000 |
| Pretax income | 156,000 | 301,000 | 454,000 | 599,000 |
| Income tax | 4,000 | 9,000 | 13,000 | 27,000 |
| Net income | 152,000 | 292,000 | 441,000 | 572,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,195,000 | 5,285,000 | 5,374,000 | 5,446,000 |
| Total capital | 5,570,000 | 5,681,000 | 5,785,000 | 5,860,000 |
| Risk-weighted assets | 40,681,000 | 39,051,000 | 40,459,000 | 44,940,000 |