Call reports 2011
SANBORN SAVINGS BANK — 2011
What SANBORN SAVINGS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 53,787,000 | 52,641,000 | 54,392,000 | 60,327,000 |
| Total loans | 36,444,000 | 35,713,000 | 35,244,000 | 38,212,000 |
| Allowance for loan losses | 369,000 | 349,000 | 351,000 | 353,000 |
| Securities available for sale | 15,179,000 | 14,564,000 | 15,662,000 | 15,405,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,271,000 | 44,510,000 | 46,770,000 | 52,703,000 |
| Interest-bearing deposits | 43,039,000 | 41,238,000 | 43,114,000 | 48,390,000 |
| Noninterest-bearing deposits | 3,232,000 | 3,272,000 | 3,656,000 | 4,313,000 |
| Equity capital | 5,126,000 | 5,333,000 | 5,499,000 | 5,667,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 563,000 | 1,121,000 | 1,686,000 | 2,243,000 |
| Interest expense | 144,000 | 276,000 | 399,000 | 511,000 |
| Net interest income | 419,000 | 845,000 | 1,287,000 | 1,732,000 |
| Noninterest income | 20,000 | 47,000 | 76,000 | 105,000 |
| Noninterest expense | 310,000 | 620,000 | 935,000 | 1,254,000 |
| Provision for loan losses | 28,000 | 58,000 | 88,000 | 136,000 |
| Pretax income | 101,000 | 214,000 | 340,000 | 447,000 |
| Income tax | 4,000 | 8,000 | 11,000 | 21,000 |
| Net income | 97,000 | 206,000 | 329,000 | 426,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,895,000 | 4,964,000 | 5,047,000 | 5,093,000 |
| Total capital | 5,264,000 | 5,313,000 | 5,398,000 | 5,446,000 |
| Risk-weighted assets | 39,655,000 | 38,669,000 | 39,053,000 | 43,824,000 |