Call reports 2010
SANBORN SAVINGS BANK — 2010
What SANBORN SAVINGS BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 54,512,000 | 54,603,000 | 52,920,000 | 59,594,000 |
| Total loans | 36,820,000 | 38,951,000 | 36,323,000 | 37,740,000 |
| Allowance for loan losses | 429,000 | 407,000 | 446,000 | 405,000 |
| Securities available for sale | 14,127,000 | 12,942,000 | 12,854,000 | 14,766,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,219,000 | 46,313,000 | 45,325,000 | 52,254,000 |
| Interest-bearing deposits | 42,252,000 | 43,837,000 | 42,578,000 | 46,819,000 |
| Noninterest-bearing deposits | 3,967,000 | 2,476,000 | 2,747,000 | 5,435,000 |
| Equity capital | 5,072,000 | 5,064,000 | 5,291,000 | 5,085,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 577,000 | 1,199,000 | 1,819,000 | 2,401,000 |
| Interest expense | 189,000 | 385,000 | 566,000 | 722,000 |
| Net interest income | 388,000 | 814,000 | 1,253,000 | 1,679,000 |
| Noninterest income | 22,000 | 47,000 | 78,000 | 104,000 |
| Noninterest expense | 308,000 | 611,000 | 915,000 | 1,220,000 |
| Provision for loan losses | 5,000 | 27,000 | 70,000 | 195,000 |
| Pretax income | 97,000 | 223,000 | 346,000 | 368,000 |
| Income tax | 4,000 | 9,000 | 14,000 | 16,000 |
| Net income | 93,000 | 214,000 | 332,000 | 352,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,669,000 | 4,760,000 | 4,842,000 | 4,827,000 |
| Total capital | 5,098,000 | 5,167,000 | 5,288,000 | 5,232,000 |
| Risk-weighted assets | 41,200,000 | 42,909,000 | 40,515,000 | 42,907,000 |