Call reports 2008
SANBORN SAVINGS BANK — 2008
What SANBORN SAVINGS BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 50,090,000 | 49,377,000 | 50,741,000 | 54,455,000 |
| Total loans | 37,490,000 | 38,119,000 | 35,586,000 | 35,972,000 |
| Allowance for loan losses | 385,000 | 387,000 | 380,000 | 382,000 |
| Securities available for sale | 8,929,000 | 7,666,000 | 8,468,000 | 10,557,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,567,000 | 38,244,000 | 42,281,000 | 46,356,000 |
| Interest-bearing deposits | 36,992,000 | 35,616,000 | 39,221,000 | 40,540,000 |
| Noninterest-bearing deposits | 3,575,000 | 2,628,000 | 3,060,000 | 5,816,000 |
| Equity capital | 4,592,000 | 4,624,000 | 4,630,000 | 4,767,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 772,000 | 1,493,000 | 2,188,000 | 2,843,000 |
| Interest expense | 389,000 | 712,000 | 1,016,000 | 1,284,000 |
| Net interest income | 383,000 | 781,000 | 1,172,000 | 1,559,000 |
| Noninterest income | 21,000 | 44,000 | 72,000 | 106,000 |
| Noninterest expense | 285,000 | 578,000 | 884,000 | 1,183,000 |
| Provision for loan losses | 0 | 0 | 0 | 10,000 |
| Pretax income | 119,000 | 247,000 | 360,000 | 472,000 |
| Income tax | 5,000 | 9,000 | 14,000 | 18,000 |
| Net income | 114,000 | 238,000 | 346,000 | 454,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,194,000 | 4,318,000 | 4,336,000 | 4,444,000 |
| Total capital | 4,579,000 | 4,705,000 | 4,716,000 | 4,826,000 |
| Risk-weighted assets | 41,451,000 | 40,429,000 | 39,893,000 | 41,802,000 |