Call reports 2006
SANBORN SAVINGS BANK — 2006
What SANBORN SAVINGS BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 45,851,000 | 47,078,000 | 46,889,000 | 48,234,000 |
| Total loans | 35,410,000 | 37,071,000 | 36,906,000 | 39,317,000 |
| Allowance for loan losses | 350,000 | 343,000 | 356,000 | 399,000 |
| Securities available for sale | 8,235,000 | 7,650,000 | 7,691,000 | 6,696,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,150,000 | 37,483,000 | 36,596,000 | 38,457,000 |
| Interest-bearing deposits | 33,861,000 | 35,270,000 | 34,299,000 | 35,540,000 |
| Noninterest-bearing deposits | 2,289,000 | 2,213,000 | 2,297,000 | 2,917,000 |
| Equity capital | 3,847,000 | 3,964,000 | 4,038,000 | 4,153,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 669,000 | 1,391,000 | 2,153,000 | 2,928,000 |
| Interest expense | 323,000 | 692,000 | 1,088,000 | 1,481,000 |
| Net interest income | 346,000 | 699,000 | 1,065,000 | 1,447,000 |
| Noninterest income | 32,000 | 62,000 | 94,000 | 121,000 |
| Noninterest expense | 257,000 | 522,000 | 787,000 | 1,046,000 |
| Provision for loan losses | 11,000 | 17,000 | 30,000 | 73,000 |
| Pretax income | 110,000 | 222,000 | 342,000 | 449,000 |
| Income tax | 6,000 | 12,000 | 18,000 | 15,000 |
| Net income | 104,000 | 210,000 | 324,000 | 434,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,651,000 | 3,758,000 | 3,793,000 | 3,904,000 |
| Total capital | 4,001,000 | 4,101,000 | 4,149,000 | 4,303,000 |
| Risk-weighted assets | 36,555,000 | 37,976,000 | 38,061,000 | 40,108,000 |