Call reports 2002
SANBORN SAVINGS BANK — 2002
What SANBORN SAVINGS BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 38,362,000 | 37,986,000 | 38,575,000 | 39,672,000 |
| Total loans | 27,071,000 | 25,221,000 | 25,410,000 | 24,703,000 |
| Allowance for loan losses | 279,000 | 295,000 | 298,000 | 310,000 |
| Securities available for sale | 8,961,000 | 9,440,000 | 10,149,000 | 11,850,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,642,000 | 31,038,000 | 31,550,000 | 32,562,000 |
| Interest-bearing deposits | 29,754,000 | 29,406,000 | 29,791,000 | 30,214,000 |
| Noninterest-bearing deposits | 1,888,000 | 1,632,000 | 1,759,000 | 2,348,000 |
| Equity capital | 3,447,000 | 3,637,000 | 3,671,000 | 3,552,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 628,000 | 1,237,000 | 1,839,000 | 2,431,000 |
| Interest expense | 269,000 | 528,000 | 783,000 | 1,020,000 |
| Net interest income | 359,000 | 709,000 | 1,056,000 | 1,411,000 |
| Noninterest income | 30,000 | 55,000 | 83,000 | 103,000 |
| Noninterest expense | 234,000 | 474,000 | 710,000 | 1,004,000 |
| Provision for loan losses | 2,000 | 2,000 | 8,000 | 20,000 |
| Pretax income | 172,000 | 307,000 | 440,000 | 509,000 |
| Income tax | 32,000 | 64,000 | 98,000 | 276,000 |
| Net income | 140,000 | 243,000 | 342,000 | 233,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,120,000 | 3,216,000 | 3,218,000 | 3,161,000 |
| Total capital | 3,399,000 | 3,511,000 | 3,516,000 | 3,471,000 |
| Risk-weighted assets | 29,344,000 | 27,371,000 | 27,872,000 | 28,145,000 |