Call reports 2010
COASTAL COMMUNITY BANK — 2010
What COASTAL COMMUNITY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 |
|---|---|---|
| Total assets | 372,890,000 | 377,469,000 |
| Total loans | 283,127,000 | 276,803,000 |
| Allowance for loan losses | 7,476,000 | 9,220,000 |
| Securities available for sale | 16,756,000 | 15,202,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 363,241,000 | 370,016,000 |
| Interest-bearing deposits | 341,718,000 | 346,191,000 |
| Noninterest-bearing deposits | 21,523,000 | 23,825,000 |
| Equity capital | 7,956,000 | 5,412,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 |
|---|---|---|
| Interest income | 3,537,000 | 7,132,000 |
| Interest expense | 1,747,000 | 3,359,000 |
| Net interest income | 1,790,000 | 3,773,000 |
| Noninterest income | 193,000 | 791,000 |
| Noninterest expense | 3,135,000 | 6,763,000 |
| Provision for loan losses | 389,000 | 2,144,000 |
| Pretax income | -1,541,000 | -4,343,000 |
| Income tax | 0 | 0 |
| Net income | -1,541,000 | -4,343,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 |
|---|---|---|
| Tier 1 capital | 7,676,000 | 4,874,000 |
| Total capital | 11,409,000 | 8,595,000 |
| Risk-weighted assets | 294,877,000 | 292,166,000 |