Call reports 2009
COASTAL COMMUNITY BANK — 2009
What COASTAL COMMUNITY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 375,973,000 | 382,061,000 | 379,998,000 | 359,769,000 |
| Total loans | 299,312,000 | 304,278,000 | 304,080,000 | 292,087,000 |
| Allowance for loan losses | 3,528,000 | 4,400,000 | 5,000,000 | 12,151,000 |
| Securities available for sale | 17,646,000 | 17,557,000 | 19,561,000 | 17,676,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 343,479,000 | 348,885,000 | 346,734,000 | 348,319,000 |
| Interest-bearing deposits | 322,028,000 | 324,875,000 | 323,229,000 | 328,783,000 |
| Noninterest-bearing deposits | 21,451,000 | 24,010,000 | 23,505,000 | 19,536,000 |
| Equity capital | 31,114,000 | 31,788,000 | 26,750,000 | 9,356,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 5,181,000 | 9,937,000 | 14,392,000 | 18,420,000 |
| Interest expense | 2,545,000 | 4,990,000 | 7,321,000 | 9,410,000 |
| Net interest income | 2,636,000 | 4,947,000 | 7,071,000 | 9,010,000 |
| Noninterest income | 509,000 | 1,083,000 | 1,767,000 | 580,000 |
| Noninterest expense | 2,939,000 | 5,823,000 | 9,483,000 | 17,258,000 |
| Provision for loan losses | 1,000,000 | 2,083,000 | 5,650,000 | 16,102,000 |
| Pretax income | -776,000 | -1,858,000 | -5,768,000 | -23,243,000 |
| Income tax | 0 | -725,000 | 0 | 0 |
| Net income | -776,000 | -1,133,000 | -5,768,000 | -23,243,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,387,000 | 28,531,000 | 23,646,000 | 9,217,000 |
| Total capital | 30,915,000 | 32,391,000 | 27,475,000 | 12,962,000 |
| Risk-weighted assets | 300,200,000 | 308,281,000 | 305,185,000 | 291,177,000 |