Call reports 2007
COASTAL COMMUNITY BANK — 2007
What COASTAL COMMUNITY BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 331,045,000 | 320,316,000 | 340,440,000 | 348,881,000 |
| Total loans | 255,717,000 | 268,110,000 | 285,580,000 | 292,246,000 |
| Allowance for loan losses | 1,680,000 | 1,784,000 | 1,792,000 | 3,016,000 |
| Securities available for sale | 19,411,000 | 19,117,000 | 18,754,000 | 18,427,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 302,224,000 | 283,912,000 | 274,234,000 | 278,894,000 |
| Interest-bearing deposits | 265,615,000 | 244,658,000 | 244,174,000 | 258,888,000 |
| Noninterest-bearing deposits | 36,609,000 | 39,254,000 | 30,060,000 | 20,006,000 |
| Equity capital | 27,465,000 | 28,097,000 | 29,423,000 | 28,465,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 6,193,000 | 12,569,000 | 18,885,000 | 25,028,000 |
| Interest expense | 3,101,000 | 6,233,000 | 9,432,000 | 13,015,000 |
| Net interest income | 3,092,000 | 6,336,000 | 9,453,000 | 12,013,000 |
| Noninterest income | 356,000 | 830,000 | 1,495,000 | 2,102,000 |
| Noninterest expense | 2,318,000 | 4,888,000 | 7,533,000 | 10,601,000 |
| Provision for loan losses | 120,000 | 240,000 | 360,000 | 1,810,000 |
| Pretax income | 1,010,000 | 2,038,000 | 3,055,000 | 1,704,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,010,000 | 2,038,000 | 3,055,000 | 1,704,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,425,000 | 25,487,000 | 26,538,000 | 25,219,000 |
| Total capital | 26,105,000 | 27,271,000 | 28,330,000 | 28,235,000 |
| Risk-weighted assets | 241,282,000 | 247,926,000 | 268,426,000 | 276,752,000 |