Call reports 2006
COASTAL COMMUNITY BANK — 2006
What COASTAL COMMUNITY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 267,030,000 | 282,261,000 | 300,396,000 | 314,254,000 |
| Total loans | 225,738,000 | 231,707,000 | 244,110,000 | 252,027,000 |
| Allowance for loan losses | 1,698,000 | 1,698,000 | 1,698,000 | 1,634,000 |
| Securities available for sale | 13,882,000 | 12,976,000 | 17,480,000 | 17,973,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 236,626,000 | 245,623,000 | 262,406,000 | 278,736,000 |
| Interest-bearing deposits | 207,565,000 | 213,560,000 | 233,786,000 | 254,111,000 |
| Noninterest-bearing deposits | 29,061,000 | 32,063,000 | 28,620,000 | 24,625,000 |
| Equity capital | 24,290,000 | 25,491,000 | 26,642,000 | 28,409,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 5,007,000 | 10,423,000 | 16,243,000 | 22,394,000 |
| Interest expense | 1,827,000 | 3,969,000 | 6,515,000 | 9,459,000 |
| Net interest income | 3,180,000 | 6,454,000 | 9,728,000 | 12,935,000 |
| Noninterest income | 339,000 | 675,000 | 1,071,000 | 1,500,000 |
| Noninterest expense | 2,047,000 | 4,270,000 | 6,426,000 | 8,386,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,472,000 | 2,859,000 | 4,373,000 | 6,082,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,472,000 | 2,859,000 | 4,373,000 | 6,082,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,276,000 | 22,695,000 | 23,642,000 | 25,383,000 |
| Total capital | 22,974,000 | 24,393,000 | 25,340,000 | 27,017,000 |
| Risk-weighted assets | 203,094,000 | 211,480,000 | 220,073,000 | 236,214,000 |